All stores have chip reading terminals. Some still use the swipe. Wendy's was hacked

All stores have chip readers installed but a lot of places do not have software in place to use them. 

The Giant Store is the only store that has cat food my cat likes. Giant does not have software for chip card readers, not yet. 

Carrying cash in Coatesville is not a safe option. 

"Three Wendy’s restaurants in Chester County — Thorndale, Kennett Square and Oxford — were among 1,025 franchise locations nationwide where hackers stole customers’ credit and debit card information. 

In a statement, the hamburger chain said hackers were able to access card numbers, names, expiration dates and codes on the cards. Some customers’ cards were used to make fraudulent purchases at other stores." 

Wendy’s restaurants in Kennett Square, Oxford and Thorndale hacked

 By Fran Maye, Daily Local News

Some retail and online stores had their software hacked using NSA created backdoors in Microsoft software. This is not what happened to Wendy’s. Wendy’s was a point of sale credit card hack. 

Wendy’s, not the banks are on the hook for identity theft of customers. The rules changed in October. Now stores not the banks have to payback customers:

"Back in October, new network rules went into effect that essentially require merchants who haven’t upgrade to EMV terminals to cover the cost of fraudulent transactions. (Prior to the shift, financial institutions generally covered the cost of fraud.)"

MORE AT:
 Retailers Have Chip Card Readers. Why Aren’t They Using Them?

ALSO SEE:

the guardian

Why is the US a decade behind Europe on 'chip and pin' cards?

March 16, 2016 by Bob Sullivan 

ALSO SEE:

The Biggest Security Threats We'll Face in 2015

• AUTHOR: KIM ZETTER.KIM ZETTER SECURITY
 
• DATE OF PUBLICATION: 01.04.15.01.04.15
 
• TIME OF PUBLICATION: 6:30 AM.6:30 AM

ALSO SEE:

BUSINESS INSIDER
JOHN MCAFEE: The NSA's back door has given every US secret to our enemies

John McAfee, Contributor 
Feb. 26, 2016, 11:46 AM